What Happens When The Property Bubble Bursts?
If you have a mortgage life is pretty good financially at the moment! Rates are the lowest they have ever been in a generation, property values are on the increase and providing your Loan to Value Ratio (LVR) is below 80% access to money is relatively easy. But what...
The importance of structuring your mortgage
So you’ve taken the big financial step forward and decided to get onto the property ladder. You have that all important 20% deposit for your property and taken your mortgage out for a 30 year term.
Building positive equity in your home
Hopefully you are aware what equity means but a quick explanation for those that don’t. It’s essentially the difference between the RV (registered valuation) of your property and the amount of the mortgage owed to the Bank.
Mistakes to avoid in your first mortgage
Applying for your first mortgage can be daunting!! There are all sorts of acronyms and terminologies, not to mention all the lending requirements to get your head around. If you’ve not had a lot of exposure within the finance industry and can all seem a little confusing.
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